Property description

Property description

Apartment with garage and storage room in Residencial Ayre Homes, Estepona

UR Parque Central, Escalera 2, Planta 06, Puerta D, 29680 Estepona, Malaga

FINCA NUMERO: 79925. CRU: 29036000658045. Referencia Catastral: 7037601UF0373N0049WS

Asking price: 359 000 EUR

A bright and modern sixth-floor apartment in Residencial Ayre Homes, in the Parque Central area of Estepona. The apartment offers two bedrooms, two bathrooms with showers, central air conditioning, a west-facing terrace with pleasant open views, lift access and access to the communal rooftop swimming pool. The property is sold fully furnished, except for selected private items.

The sale includes the apartment together with inseparable parking space number 28 in basement -2 and storage room number 31 in basement -3. The current monthly community fee has been indicated as approximately 81 EUR. IBI and Basura 2025 are paid. The annual principal amounts are 425.37 EUR for IBI and 120.00 EUR for Basura, giving a combined annual principal total of 545.37 EUR.

The apartment was acquired by the current owners on 19/10/2023 and is registered in the Land Registry of Estepona number one. According to the cadastral certificate, the building year is 2023.

Location and area

Residencial Ayre Homes is situated in the Parque Central / Avenida Juan Carlos I area of Estepona, close to the new Town Hall and the emerging civic area in front of it. The official municipal website presents its programme of public works under the heading Obras que Transforman Estepona, and the municipal site refers to the exterior area of the new Town Hall as a public art location. This area is expected to become one of the new focal points of Estepona centre as the surrounding public spaces are completed and activated.

The old town and Plaza de las Flores, with restaurants, cafés, shops and the traditional pedestrian streets, are approximately 1.1–1.3 km away. The seafront and La Rada beach are approximately 900 m–1.1 km away, depending on the route. Estepona Marina / Puerto Deportivo is approximately 1.7–2.0 km away and is one of the town’s main leisure and nautical areas. Future port-related improvements should be verified against the final official project and timetable before being relied upon as a contractual representation.

Key information

Price per sqm: Approx. 4 080 EUR/sqm, based on the 88 sqm valuation area used in the Idealista valuation. This is below the average of the most similar 2-bedroom / 2-bathroom comparables in the Idealista report, approximately 4 662 EUR/sqm, with individual comparable asking levels ranging approximately 4 167–5 374 EUR/sqm. The comparison is indicative because the asking price here includes parking, storage room, furniture and the specific condition/view of the apartment.

Property: Sixth-floor apartment 6D, Residencial Ayre Homes, Estepona.

Included: Furniture, parking space no. 28 and storage room no. 31, except selected private items.

Orientation/view: West-facing terrace with nice views.

Community: Rooftop communal swimming pool, lift access and community information available for review.

Community fee: Approx. 81 EUR/month.

IBI / Basura 2025: Paid. Annual principal total: 545.37 EUR — IBI 425.37 EUR + Basura 120.00 EUR.

Bedrooms / bathrooms: 2 bedrooms and 2 bathrooms with showers.

Air conditioning: Central air conditioning system.

Tourist rental licence: The property is not sold with a tourist rental licence.

Property details

According to the Land Registry, the property is a dwelling type D on the sixth floor, portal two, in the building known as AYRE HOMES, located in Estepona, partido de Monterroso, with the main facade orientated towards the former Calle Guardia Civil, today Calle Sancho Panza.

The registered dwelling area is 72.90 sqm of interior constructed area, 1.49 sqm of covered terrace, 9.92 sqm of uncovered terrace and 66.55 sqm of usable area. The dwelling has the exclusive use of an inseparable parking space and storage room.

According to Catastro, the property consists of 74 sqm vivienda, 11 sqm aparcamiento, 5 sqm almacen and 43 sqm of proportional common elements, giving a total cadastral constructed area of 133 sqm.

The cadastral total area of 133 sqm includes the dwelling, parking space, storage room and a proportional share of common elements. It should not be presented as 133 sqm of private interior dwelling space.

Tourist rental licence and community rules

The property is offered as a residential/holiday home and is not sold with a tourist rental licence.

The community minutes include specific information regarding Viviendas de Uso Turístico. The 2024 extraordinary meeting recorded the procedure for a possible prohibition, including the requirement for a three-fifths majority and later formalisation/registration for full effect against third parties.

The 2025 ordinary meeting minutes state that, according to the administrator, only dwellings with a tourist licence prior to the relevant prohibition could remain legally in the community. The minutes also record a proposed 20% increase in community fees for properties registered as tourist apartments, subject to the required majority and final vote count.

The latest community minutes, statutes and applicable tourist-rental rules should be reviewed as part of normal buyer due diligence.

Community information

Available community information indicates a modern residential community with lift access, underground parking, storage rooms and a rooftop communal swimming pool.

The community documentation refers to 62 dwellings, 66 parking spaces and 50 storage rooms.

The 2025 minutes state that the opening of the communal swimming pool was formalised with the Junta de Andalucía and that an inspection verified compliance with the applicable requirements.

Community documents indicate strict control over changes to facades, terraces and common elements. Fixed installations or alterations should not be assumed to be permitted without community approval.

Before completion, updated community minutes, a community debt certificate, confirmation of current community fees and any current rules affecting rental use, terraces, pool use and common areas should be reviewed.

Tax information

Valor Catastral 2026: 64 255.70 EUR
Valor Catastral – land: 33 285.64 EUR
Valor Catastral – construction: 30 970.06 EUR
Valor de Referencia: 262 157.67 EUR

Plus Valia / IIVTNU simulation: 932.00 EUR. Simulation dated 24/09/2026, based on a transfer price of 359 000 EUR. Taxable base: 4 659.99 EUR; tax rate: 20%.

IBI / Basura 2025: IBI principal 425.37 EUR and Basura principal 120.00 EUR. Combined annual principal total: 545.37 EUR. Total paid including surcharge, interest and costs: 670.45 EUR.

Official registry and cadastral data

Land Registry: Registro de la Propiedad de Estepona number one
Finca number: 79925 of Estepona
CRU: 29036000658045
Cadastral reference: 7037601UF0373N0049WS

Cadastral coordination: The Nota Simple states that the cadastral reference does not appear in the Land Registry and that the property is not coordinated with Catastro. This should be addressed in the notarial documentation by attaching the cadastral certificate.

Title of acquisition: Purchase deed before Notary Don Ignacio Bayon Pedraza, Estepona, protocol 4.866, dated 19/10/2023; registration 23/11/2023.

Charges: The current Nota Simple shows ordinary fiscal annotations and states no further charges. Updated registry information should be reviewed before signing.

Energy certificate and first occupation

The purchase deed dated 19/10/2023 contains a specific clause regarding the Energy Performance Certificate. It states that the seller delivered the Certificado de Eficiencia Energética for the building and that a copy of the first page and the energy label were incorporated into the deed.

The Junta de Andalucía public registry consultation confirms that an energy certificate was registered for the building at PA UR PARQUE CENTRAL Suelo 15-R, Estepona, Malaga, under registration number PRY/000961970/01/2023. The certificate was issued on 02/05/2023 and registered on 03/05/2023.

The purchase deed also refers to the Declaración Responsable de Primera Ocupación.

Available documents for due diligence

The transaction file currently includes or refers to:

• Nota Simple
• Purchase deed / Escritura
• Certificación Catastral Descriptiva y Gráfica
• Certificado de Valor de Referencia
• Plus Valia / IIVTNU simulation dated 24/09/2026
• IBI 2025 receipt
• Basura 2025 receipt
• Energy Performance Certificate references
• Junta de Andalucía CEE public registry consultation
• Declaración Responsable de Primera Ocupación reference
• Community minutes and administration documentation
• Endesa electricity contract
• Hidralia water contract
• Avatel internet documentation
• Liberty household insurance documentation

An inventory list identifying furniture included in the sale and private items excluded should be prepared before completion.

An updated community debt certificate and updated Nota Simple should be obtained before completion.

Accuracy, statutory marketing information and disclaimer

This sales document is intended to function as the buyer information sheet for this resale property, provided the underlying information is verified and the current supporting documents are made available to the buyer. A separate statutory form may still be completed if requested by the buyer, their lawyer, the notary or any applicable authority.

This sales information document is prepared for marketing and buyer due diligence purposes. It is based on the documentation currently available to Haga Kapital & Financial Services SL, including registry information, cadastral certificates, purchase deed extracts, utility documents, community documentation and information provided by the seller.

It is not a binding offer, valuation, technical survey, legal opinion or substitute for the final public deed, updated certificates or statutory buyer information required before contract.

The information should be verified by the buyer and the buyer’s legal representative before signing any reservation contract, private purchase contract or public deed. Areas, distances, community fees, taxes, transaction costs, charges, future public works and other financial estimates are indicative unless expressly confirmed in updated official documentation. The Spanish official documents prevail over translations and summaries.

For a resale / second or subsequent transfer of a dwelling in Andalucía, this document is prepared to serve as the buyer information sheet / Ficha Informativa for the property, based on the documentation currently available. It should not be described as a new-build Documento Informativo Abreviado (DIA).

Condition of sale: Except for the seller’s mandatory statutory liability under applicable law for hidden defects (vicios ocultos), and any valid guarantee from the developer/promoter that remains in force and can legally benefit the buyer, the property is marketed and sold in its current state. This also applies to the existing electrical installations, central air-conditioning system, appliances, fixtures and other installations/equipment. The buyer should inspect the property and, where relevant, obtain technical/legal advice before signing the private purchase contract and public deed.

Sales process

1. When a buyer intends to purchase the property, the buyer and seller normally sign a reservation contract. The buyer pays a reservation fee of 6 000 EUR to the representative’s client account or to the real estate agent, as agreed.
2. When the reservation contract is signed, the seller provides the buyer with the available documentation necessary for due diligence.
3. When due diligence has been finalised and the parties have reached final agreement, the buyer and seller sign a private purchase contract specifying the terms and conditions. The buyer normally pays 10% of the purchase price, less the reservation fee already paid.
4. Traditionally, the buyer’s legal representative arranges the appointment for signing the public deed at the notary and prepares the deed together with the seller’s representatives. The normal payment method is a bank cheque or confirmed bank transfer at signing.
5. The buyer pays the administration costs associated with the transfer, except the local Plus Valia tax, which is paid by the seller. If the seller is non-resident in Spain, the Plus Valia may be retained from the purchase price and administered by the buyer.
6. The sellers are non-resident in Spain according to the purchase deed and the buyer must retain 3% of the purchase price and pay it to Agencia Tributaria as non-resident withholding tax, unless valid Spanish tax residence certificates are provided.
7. Each party normally pays its own legal costs unless otherwise agreed in writing.
8. The parties normally agree on a pro-rata adjustment of prepaid costs such as IBI, community fees and utilities.
9. The buyer should change utility contracts within an agreed period after completion. The seller should cancel or transfer home insurance, internet and other private services as agreed.

Spanish Civil Code – Article 1454

If earnest money or a deposit has been provided in a contract of sale and purchase, the contract may be rescinded by the purchaser by agreeing to forfeit the earnest money or deposit, or by the seller by refunding double the amount.

Payments – seller side estimate

The following calculation is indicative only and assumes a purchase price of 359 000 EUR, a reservation fee of 6 000 EUR, a 10% private contract payment, the 3% seller non-resident withholding tax, the Plus Valia / IIVTNU simulation showing a liability of 932 EUR, and a 5% marketing fee plus Spanish VAT.

The actual completion statement must be updated before signing.

The buyer

If the buyer is non-resident in Spain, the buyer must apply for a Spanish tax identification number, NIE. This can be done through a representative if the buyer has signed a power of attorney.

The buyer should consider applying for a digital certificate for electronic identification. This simplifies communication with the Spanish tax administration and other public authorities.

If the buyer is non-resident in Spain, it is advisable to open a Spanish bank account for automatic payment of utilities, community fees and taxes.

Estimated buyer transaction costs

Bank valuation / financing

If the buyer needs bank financing to purchase the property, the bank will normally order a valuation from an authorised third party. Valuations may be conservative and can be below the sales price. The bank will usually apply its loan-to-value calculation to the lower of the valuation and the purchase price.

The valuation is ordered by the bank on behalf of the buyer and the buyer normally pays the related expenses. There may be additional notary, Land Registry, stamp duty and bank costs associated with bank financing.

Transfer tax

At the date of this information, transfer tax on resale residential property in Andalucía, Impuesto sobre Transmisiones Patrimoniales (ITP), is generally calculated at 7% of the higher of the purchase price and the applicable valor de referencia.

The valor de referencia certificate for this property shows 262 157.67 EUR, which is below the proposed sales price of 359 000 EUR.

On this basis, the proposed purchase price of 359 000 EUR would be the relevant base for the 7% transfer tax, subject to final verification by the buyer’s representative.

The indicative ITP would therefore be 25 130 EUR.

The seller

The sellers are non-resident in Spain according to the purchase deed. Therefore, the buyer is obliged to retain 3% of the purchase price, corresponding to 10 770 EUR based on a sale price of 359 000 EUR, and pay this amount to Agencia Tributaria, unless valid Spanish tax residence certificates are provided.

The buyer may also retain and administer the payment of the local Plus Valia tax if agreed between the parties.

The seller should provide, before completion, updated confirmation regarding community fees, paid IBI/Basura, utilities, insurance and any other amounts to be settled at signing. No existing loan or mortgage is indicated in the current registry information, subject to final updated Nota Simple.

Documents to update before completion

Updated Nota Simple – Obtain close to signing.

Community debt certificate – Confirm that there are no outstanding community fees.

IBI and Basura receipts – IBI 2025 and Basura 2025 are paid. Combined annual principal total: 545.37 EUR.

Energy certificate – CEE is referenced in the purchase deed; public registry consultation is available in the due diligence file.

Inventory list – To identify furniture included in the sale and excluded private items.

Utility final readings – Electricity and water readings at completion.

Tourist rental licence / community rules – The property is not sold with a tourist rental licence. Latest community minutes, statutes and applicable tourism rules should be reviewed before any rental use.

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